Country vs country
United Arab Emirates vs
Bulgaria
Side by side for a genuine tax resident, with €150,000 a year in dividends or foreign income.
| United Arab Emirates | Bulgaria | |
|---|---|---|
| Personal income | 0% | 10% |
| Company tax | 0–9% | 10% |
| Minimum days | 90 | 183 |
| Cost of residency | Expensive | Cheap |
| Tax on €150,000 a year | €0 | €7,500 |
| Monthly cost for one person, rent included | €2,800 | €1,300 |
| In the EU | No | Yes |
| Spanish blacklist | No | No |
| Crypto gains | No personal income tax or capital gains tax for individuals. | Flat 10% on net annual crypto gains after a 10% deemed expense, about 9% effective. No holding period exemption. |
| Pension | No personal income tax, so foreign pensions are untaxed. | Private and occupational foreign pensions taxed at flat 10%; pensions from mandatory social security systems may be exempt under domestic law. Check treaty. |
Who wins
- Less tax: United Arab Emirates
- Cheaper to live in: Bulgaria
- Fewer days required: United Arab Emirates
- Easier to settle in: Tie
It depends on your case: your nationality, the country you leave and how you earn your money change the answer.