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हिन्दीCountry vs country
Cyprus vs 
Malta
Side by side for a genuine tax resident, with €150,000 a year in dividends or foreign income.
| Cyprus | Malta | |
|---|---|---|
| Personal income | 0% div. | 15% remitted |
| Company tax | 15% | 5–35% |
| Minimum days | 60 | No minimum |
| Cost of residency | Medium | Medium |
| Tax on €150,000 a year | €3,975 | €15,000 |
| Monthly cost for one person, rent included | €1,950 | €2,100 |
| In the EU | Yes | Yes |
| Spanish blacklist | No | No |
| Crypto gains | Since 1 Jan 2026 gains on disposal or exchange of crypto assets taxed at flat 8%; losses offset only within same year. | Coins like Bitcoin are not chargeable assets, so investment gains are not taxed. Security-like tokens and trading can be taxed. |
| Pension | Option of 5% flat on foreign pension above EUR 5,000 (from 2026), plus 2.65% GESY. About 4.4% tax plus GESY. | Non-domiciled residents taxed on foreign pensions only if remitted to Malta, at progressive rates up to 35%; about 16.5% on EUR 40,000. |
Who wins
- Less tax: Cyprus
- Cheaper to live in: Cyprus
- Fewer days required: Malta
- Easier to settle in: Cyprus
It depends on your case: your nationality, the country you leave and how you earn your money change the answer.