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हिन्दीCountry vs country
Andorra vs 
Portugal
Side by side for a genuine tax resident, with €150,000 a year in dividends or foreign income.
| Andorra | Portugal | |
|---|---|---|
| Personal income | 10% | 20% / 0% |
| Company tax | 10% | 20% |
| Minimum days | 183 | 183 |
| Cost of residency | Expensive | Medium |
| Tax on €150,000 a year | €14,700 | €0 |
| Monthly cost for one person, rent included | €2,125 | €2,025 |
| In the EU | No | Yes |
| Spanish blacklist | No | No |
| Crypto gains | No specific crypto rule found; capital gains generally taxed at 10% in IRPF, exemptions for assets held over 10 years. | 28% on crypto held under 365 days; gains on crypto held 365 days or more are exempt. |
| Pension | Progressive IRPF: 0% to EUR 24,000, 5% to 40,000, 10% above. EUR 40,000 pension pays about EUR 800. | Old NHR 10% closed to newcomers; new IFICI regime excludes pensions, so progressive rates up to 48% apply. About 20% effective. |
Who wins
- Less tax: Portugal
- Cheaper to live in: Portugal
- Fewer days required: Tie
- Easier to settle in: Portugal
It depends on your case: your nationality, the country you leave and how you earn your money change the answer.